Insurance Information

At Drs. Schwartz, Funari, Poshni & Chen, PC, we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this, we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. If you have any problems or questions, please ask our staff. They are well-informed and up-to-date.
Please call if you have any questions or concerns regarding your initial visit.
Please bring your insurance information with you to the consultation so that we can expedite reimbursement.
We are a participating office with numerous insurance plans, and will cooperate fully with all our patients who are covered by insurance plans. Insured patients should read their policy carefully to become familiar with its benefits and limitations. It is important that you understand that in most cases your insurance is designed to reduce your cost, not to elimitate it completely. You are ultimately responsible for the full amount of your bill if no coverage from your insurance carrier is available or obtained within sixty days.
Please be aware that if a referral is required by an insurance company for office visits or treatment, it is the patient’s responsibility to obtain these referrals. If a referral is not presented at the time services are rendered, the patient is fully responsible for any expenses incurred for those services.
Patients with insurance coverage are expected to pay their estimated insurance co-payments at the time of service. Any variance will be billed or refunded to you after your insurance payment is received. Any insurance payment not received within sixty days of filing, becomes the patient’s responsibility. Payment from the patient is expected within ten days of notification.

Participating Insurers (as of March, 2016)

Dental:

Aetna PPO
Ameriplan-Fee Schedule
Ameritas
Assurant
BCBS DT, DS. PPO
Cigna PPO
Companion Life
Core Source
Delta PPO
Denex-Carrington Fee Schedule
DentaMax
Dental Health Centers
Dominion Dental PPO
GEHA
Guardian
Humana
Lincoln
Metlife
Principle
One Net PPO
Sunlife
Unicare 20% discount
United Concordia PPO
United Health Care PPO

Medical:

Adventist Healthcare
Aetna PPO and Open Access Plus
Alliance PPO
BlueCross BlueShield PPO
CareFirst PPO
Cigna PPO and Open Access Plus
EWTF, Steamfitters Union
GEHA
Great West PPO
Informed
One Net PPO
PCHS